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It’s no secret that outdoor patio furniture can be expensive. So, it’s natural to want to protect your investment by purchasing an accident protection plan. But what are the best plans available? And which one is right for you?

This blog post will compare some of the top plans available so that you can make the best decision for your needs.

Outdoor Furniture Accident Protection Plans

Best Outdoor Furniture Accident Protection Plans

If you have outdoor patio furniture, then you need to make sure that it is protected. Accidents happen, and if your patio furniture is not covered, you could be out a lot of money. We will talk about the different types of accident protection plans that are available.

So, whether you are just starting to shop for outdoor patio furniture or you already have some pieces and want to protect them, this list is for you.

1. SmartGuard Powered by Guardsman – 5-Year DOP – Furniture Plan ($100-150)

This is one of the most comprehensive protection plans available. It covers accidental stains, tears, burns, and more. You can also add on additional coverage for pet damage. The plan is backed by Guardsman, so you know you are getting quality protection.

Details:

  • Provides nationwide repair support, as per the terms and conditions found on the protection plan product page. Coverage and claim limits apply. See protection plan details below by clicking on the “Warranty” link.
  • Coverage from single use failures including tears, stains, punctures, fluids, and gouges begins on day 1. Mechanical failure coverage begins the day after the manufacturer’s warranty expiration, typically 1 year from the purchase date.
  • This plan does not cover all damage or mishaps. Theft, negligence, misuse or abuse, wear-and-tear, structural, and pre-existing damage are not covered. Repairs performed without the administrator’s authorization are not covered. See plan terms and conditions for a full explanation of exclusions and limitations.
  • If a covered repair cannot be completed, you will be reimbursed with an Amazon gift card for up to the amount of your original product purchase price.

2. Allstate 5-Year Outdoor Furniture Accident Protection Plan ($150-$199.99)

This plan covers accidental stains, rips, and tears. It also includes coverage for fading and discoloration. The plan is backed by Allstate, so you know you are getting quality protection.

Details:

  • The plan starts on the date of purchase. Product damages from accidents, stains, rips, and tears are covered from day one. Product breakdowns and malfunctions are covered after the manufacturer’s warranty. Please note: Plan does not cover weather damage.
  • No additional costs for repairs – parts, labor, and shipping are all included. Easy claims process – file a claim anytime 24/7 via mobile app, online, or phone.
  • Cancel anytime, full refund in the first 30 days. Transferable with gifts

3. SmartGuard Powered by Guardsman – 3-Year DOP – Furniture Plan ($100-150)

If you are looking for a comprehensive plan that will cover your outdoor furniture for years to come, then you need to check out the SmartGuard Powered by Guardsman Furniture Plan. This plan covers accidental stains, rips, tears, burns, and more. It also includes coverage for pet damage.

So, if your dog decides to chew on your outdoor furniture, you will be covered. The plan is also transferable, so if you sell your furniture, the new owner will be covered as well.

Details:

  • Provides nationwide repair support, as per the terms and conditions found on the protection plan product page. Coverage and claim limits apply. See protection plan details below by clicking on the “Warranty” link.
  • Coverage from single use failures including tears, stains, punctures, fluids, and gouges begins on day 1. Mechanical failure coverage begins the day after the manufacturer’s warranty expiration, typically 1 year from the purchase date.
  • This plan does not cover all damage or mishaps. Theft, negligence, misuse or abuse, wear-and-tear, structural, and pre-existing damage are not covered. Repairs performed without the administrator’s authorization are not covered. See plan terms and conditions for a full explanation of exclusions and limitations.
  • If a covered repair cannot be completed, you will be reimbursed with an Amazon gift card for up to the amount of your original product purchase price.

4. Allstate 5-Year Outdoor Furniture Accident Protection Plan ($250-$299.99)

If you have outdoor furniture that is worth between $250 and $299.99, then you should consider the Allstate Outdoor Furniture Accident Protection Plan. This plan covers your furniture for five years and includes accidental damage protection.

So, if something happens to your furniture, you will be covered. The plan also includes a replacement guarantee, so if your furniture is damaged beyond repair, you can get a new piece.

Details:

  • The plan starts on the date of purchase. Product damages from accidents, stains, rips, and tears are covered from day one. Product breakdowns and malfunctions are covered after the manufacturer’s warranty. Please note: Plan does not cover weather damage.
  • No additional costs for repairs – parts, labor, and shipping are all included. Easy claims process – file a claim anytime 24/7 via mobile app, online, or phone.
  • Cancel anytime, full refund in the first 30 days. Transferable with gifts

5. Allstate 5-Year Outdoor Furniture Accident Protection Plan ($500-$749.99)

This plan covers your outdoor furniture for five years. It includes protection against fire, theft, vandalism, and weather damage. The plan also covers accidental damage, such as spills and stains.

Details:

  • The plan starts on the date of purchase. Product damages from accidents, stains, rips, and tears are covered from day one. Product breakdowns and malfunctions are covered after the manufacturer’s warranty. Please note: Plan does not cover weather damage.
  • No additional costs for repairs – parts, labor, and shipping are all included. Easy claims process – file a claim anytime 24/7 via mobile app, online, or phone.
  • Cancel anytime, full refund in the first 30 days. Transferable with gifts

Conclusion

When you are looking for the best outdoor furniture, it is important to make sure that you also find the best protection plan in case of an accident. Accidents happen, and it is better to be prepared than to have to deal with the aftermath of a shattered patio set or a broken chair.

Make sure that you take the time to research your options and find the best protection plan for your needs so that you can relax and enjoy your time outdoors without worry.

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We own and operate multiple Outdoor and Gardening sites. Its our passion to show our readers all the amazing things they can do to their patios and backyard. There is no bigger pleasure for us then to share with you our readers our experience in Gardening , Landscaping and Decorating.

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